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[http://www.terracesettlements.com.au settlement agent perth] - Life settlements also called life insurance settlements, senior settlements, or senior life settlements have  get an important tool for insurance agents, financial planners, estate planners, elder law attorneys, along  with other financial related professionals.

Your life settlement is a financial transaction in which a senior citizen policy  owner of an unneeded, underperforming, or unwanted life insurance coverage sells the policy with a third party, as opposed to surrendering or lapsing it returning to the life insurance company. The senior policy seller receives immediate cash for your policy from the purchaser.

[http://www.terracesettlements.com.au settlements perth] - Agents and financial planners are beginning to market life settlements for their current client base and to  potential clients. The most current effective types of marketing life settlements are one-on-one  presentations, seminars, and client newsletters. There has been success with direct  mailing either a client base or demographic base fitting living settlement  parameters.

A life settlement broker will help life settlement agents with marketing  material, educational material, and evaluation material. Having the correct knowledge about  living settlement product and material is very important for any  financial planner or agent ending up in a client or potential client. Each life settlement case  is looked over differently, the biggest factors would be the age of the  insured, health of insured, policy size, premium amount, and current cash value (if any). Most life settlement brokers  can provide simple qualification or evaluation forms which will quickly  determine if a settlement would be available for that specific individual.

[http://www.terracesettlements.com.au settlement agency perth] - Life settlements continue to be a  new concept for most agents and financial professionals. Many still don't understand the concept or have the right education about life settlements.  It is important for these professionals to take the time to  learn about life settlements in order that in return they can relay this information to their clients. Many policy owners don't understand that  there could be a cash settlement designed for a life insurance policy that they're going to surrender or lapse. Insurance agents and financial professionals need to take the correct marketing and education steps to achieve those clients in need of assistance. A life settlement can create added financial benefits  for both the client and the financial professional.